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	<title>Native SF</title>
	<link>http://nativesf.com</link>
	<description></description>
	<lastBuildDate>Wed, 31 Dec 2008 01:14:09 +0000</lastBuildDate>
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		<title>Conforming Loan Limits For 2009</title>
		<description>More research and a reminder on  conforming loan limits for next year and came across a great article at bankrate.com

I have copied and pasted it to this blog but all credit goes to bankrate.com, thank you bankrate for keeping us informed with great and understandable commentary.

2009 CONFORMING LOAN LIMITS: Want to ...</description>
		<link>http://nativesf.com/2008/12/31/conforming-loan-limits-for-2009/</link>
			</item>
	<item>
		<title>FHFA</title>
		<description>
FHFA Announces “New” Conforming Loan Limits
This is old news to some, however clients are still asking me about the new loan limits... Here's the run down:

The Federal Housing Finance Agency (FHFA) on Friday announced that the "new" conforming loan limit for 2009 will remain at $417,000 for most areas in ...</description>
		<link>http://nativesf.com/2008/12/18/fha/</link>
			</item>
	<item>
		<title>Correction to gift cards article</title>
		<description>As you know I honor any new information. Even though I do research my facts there may be times that I do get it wrong. I received this comment and want to take time to honor it. The comment is as follows by an outside source: 

Movie Gallery is not planning ...</description>
		<link>http://nativesf.com/2008/12/17/correction-to-gift-cards-article/</link>
			</item>
	<item>
		<title></title>
		<description>
Happy Thanksgiving!!!!!! </description>
		<link>http://nativesf.com/2008/11/26/54/</link>
			</item>
	<item>
		<title>Before you give a gift card&#8230; the stores may not be there.</title>
		<description>List of Store Closings - Gift Card purchases
If you are purchasing gift cards this holiday - be careful many are going
  out of business and will not honor their cards

  Not on the list below is Linens &#38; Things which is under liquidation and
  closing all stores by year end.  ...</description>
		<link>http://nativesf.com/2008/11/17/before-you-give-a-gift-card-the-stores-may-not-be-there/</link>
			</item>
	<item>
		<title>NEW TAX LAW Jan. 1st, 2009</title>
		<description>New Tax Law Takes Place Jan 1st, 2009
 
 

Some of you might already be aware of a great tax law that will be changing effective January 1, 2009, which will ultimately affect you ... Do you remember the law that lets you claim tax free $500,000 (married) and $250,000 (single) when ...</description>
		<link>http://nativesf.com/2008/10/15/new-tax-law-jan-1st-2009/</link>
			</item>
	<item>
		<title>California Academy of Sciences</title>
		<description> 

Friday September 12th, 2008 I was fortunate enough to receive a ticket to the grand VIP opening of the Academy of Sciences located in Golden Gate Park. (Thank you to the wonderful person who gave me the ticket... you know who you are:) )

The new building is LEED (Leadership in ...</description>
		<link>http://nativesf.com/2008/09/15/california-academy-of-sciences/</link>
			</item>
	<item>
		<title>What&#8217;s Happening in West Portal?</title>
		<description>West Portal is a bustling area filled with active shops, restaurants, and much more not to mention of course Barbagelata Real Estate Company (which is where you will find me for any of your real estate needs ).



Our headline story today is the construction that some of you may or may ...</description>
		<link>http://nativesf.com/2008/09/09/whats-happening-in-west-portal/</link>
			</item>
	<item>
		<title>July Market In Real Estate!</title>
		<description>
                                                               July 2008                                       July 2007

District 1:
Number of Sales:                                18                                                         12
Median Selling Price:                         $1,087,500                                         $900,000
Average DOM:                                    34                                                         23

District 2:
Number of Sales:                                38                                                         46
Median Selling Price:                         $810,166                                              $836,000
Average DOM:                                    30                                                          31

District 3:
Number of Sales:                                17                                                          18
Median Selling Price:                         $750,000                                             $727,500
Average DOM:                                    49                                                          32

District 4:
Number of Sales:                               29                                                            41
Median ...</description>
		<link>http://nativesf.com/2008/08/27/july-market-in-real-estate/</link>
			</item>
	<item>
		<title>Comps for June 2008 vs. June 2007</title>
		<description>                           JUNE 2008                                  JUNE 2007District 1:Number of Sales:         21                                            19Median Selling Price:   $1,099,000                              $926,000Average DOM:             35                                            27  District 2:Number of Sales:         37                                            52Median Selling Price:   $801,000                                 $842,500Average DOM:             36                                            32  District 3:Number of Sales:         15                                            19Median Selling Price:   $630,000                                 $1,060,000Average DOM:             38                                            50  District 4:Number of Sales:         31                                            21Median Selling Price:   $960,500                                 $1,150,000Average DOM:             ...</description>
		<link>http://nativesf.com/2008/08/11/comps-for-june-2008-vs-june-2007/</link>
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